Regulated by EU Authorities (EMI license under review) – Built for Fintech, Platforms & Businesses

Financial Tools for Ambitious Businesses

RAFILIA is building a regulated financial ecosystem. Our EMI license is under review, with IBAN services launching in phase two.

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Professional Team

About

Empowering Fintechs, Platforms & Businesses Across Europe

RAFILIA is a fintech infrastructure provider headquartered in Europe.

We’re in the process of securing our EMI license to deliver fully compliant digital banking services, including IBANs, card issuing, and white-label platforms..

As part of our EMI roadmap, we’re preparing to offer EUR IBANs in phase two once regulatory approval is complete.

Card issuing to white-label banking solutions. We help businesses launch, grow, and scale confidently in the digital economy.

Our Services

Powerful Financial Tools for Modern Businesses

RAFILIA provides essential financial infrastructure, from card issuing today, to SEPA payments and IBANs in Phase Two, all under our evolving EMI framework.

IBAN
Accounts

(Phase Two)

Card
Issuing

SEPA &
SWIFT Transfers

(Phase Two)

White-Label
Banking

Our Testimonials

Working with Rafilia was a game-changer for our business. They took the time to understand our brand and industry and have exceeded our expectations. 

Adam McGeorge

SEO Expert

This is my first time working with a marketing company and I had a fantastic experience. Business is doing better than ever and I am very grateful. Highly recommend!

Pavel Solomin

Founder Net ABC

Rafilia has transformed our online presence. We came to them needing a strong brand voice and better visibility, and they delivered on every level. 

Maria Stephanie

CEO Plerion Inc.

Choosing Rafilia was one of the best decisions we made for our brand. They took the time to understand our goals and crafted a custom strategy.

Jennifer Stephenson

Consultant

We Are a Team of Experts in Digital Finance

Our leadership brings decades of experience in digital finance, compliance, and payments. From regulated operations to product innovation, the RAFILIA team is committed to building secure and scalable solutions that empower modern businesses.

Let’s Talk About Your Fintech Vision

We’re here to help you launch IBANs (Phase Two), issue cards, and build scalable payment solutions under a licensed EMI framework — securely and fast.

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